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For construction lenders

Construction loan management software built for greater control.

Manage risk. Lend faster. Earn sooner.

Kunstrux gives lenders greater control and visibility across construction draw requests and funding disbursements, from project start to finish. Through integration with core banking systems, Kunstrux improves operational efficiency and provides actionable intelligence to help decrease construction lending risk and increase funding velocity.

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No SaaS fees for lenders.

A lending team at a conference table reviewing draw documents, budget sheets and a laptop.

Help drive risk-adjusted profitable growth.

For community and regional banks that manage construction loans, each draw request brings project information and a funding decision together. When that information is fragmented across spreadsheets, documents, messages, and separate systems, draw review becomes a manual process of gathering context before assessing risk and coordinating the next step.

Kunstrux provides construction loan management software for reviewing draw requests, managing lender-controlled approvals, and coordinating funding disbursements. Its technology infrastructure connects lenders, builders, and trades, enabling construction capital to move with greater speed and more control from the first draw request to the final project payment.

Earn interest income sooner without funding disintermediation.

Connected from draw request to project payment

The Kunstrux Lender Portal and shared Kunstrux App connect lenders, builders, and trades in one governed environment. Each participant uses the part of the workflow relevant to their role.

Participant roles and outcomes: lenders use the Kunstrux Lender Portal; builders and trades use the Kunstrux App.

Kunstrux Lender Portal

Lenders

Manage every draw request with precision and control while approved funds move through each funding stage.

Draw control

Kunstrux App

Builders

Submit each draw request through the Kunstrux App, then track draw approval and access approved funds.

Funding clarity

Kunstrux App

Trades

Receive payment for approved, verified work, then access available funds in convenient ways.

Instant payment

Trade payment timing and availability depend on the applicable payment option.

How a draw moves

  1. 1. Submit a draw request

    Builders submit a draw request and supporting project documents through the Kunstrux App.

  2. 2. Review, approve & release funds

    Lenders review draw requests and documents, decide on approval, and control fund release under their policies.

  3. 3. Pay for approved work

    Trades receive payment for approved and verified work and access available funds through the applicable payment options.

One platform. One portal. One app.

Lenders use the Kunstrux Lender Portal to review supporting documents and project status. Builders submit requests and track approval through the connected mobile app.

Explore how the platform connects the lender portal and shared app.
Kunstrux Lender Portal
Builders + trades

Kunstrux Mobile Application

Review project budgets and supporting draw information

Construction lenders can see each draw request with supporting information so teams spend less time chasing documents and more time evaluating the next step. This context helps the lending team assess potential risks before making a funding decision.

Draw review: illustrative demo animation of the Lender Portal Draws view for Walnut Home, loan #1234567 (demo data; not a live recording).

Budget: illustrative demo animation of the Lender Portal Budget view for Walnut Home, loan #1234567, marked Locked. The pointer moves over the 05. Framing request of $3,000.00, the 06. Roofing and Exterior Sheathing request of $7,000.00 and the displayed totals ($153,000.00 budgeted, $56,500.00 drawn, $86,500.00 balance). Demo data; not a live recording.

Activity & records: one continuous illustrative demo animation of the Lender Portal for Walnut Home, loan #1234567, moving through Documents (five documents with Pending, Copied or Signed status), Transactions (June 2025 history including the $10,000.00 deposit on 06/22/2025), Project Chats (conversation threads) and Media (illustrative construction progress photos). Demo data; not a live recording.

Your institution retains control.

Lenders make every decision and retain existing policies, approval authority, and funds-flow preferences. Kunstrux integrates with your current core systems and business processes, improving draw visibility without changing existing operations.

Specific availability depends on the institution and implementation. During a walkthrough, confirm the core-system, module, workflow, and deployment fit for your institution.

A residential home under construction with a builder on site checking a phone.

Construction loan administration with lender control

Kunstrux supports construction loan administration by connecting draw review, approval, and fund disbursement. Lender control keeps risk management, governance, and the lending relationship where they belong.

No SaaS fees
for lenders.

Modernize construction draw request management without adding another software subscription fee. Kunstrux earns revenue outside the construction ecosystem instead of charging lenders recurring monthly or annual fees.

  • Manage approvals and fund releases
  • Coordinate funding activity without funding disintermediation
See Kunstrux in Action

Evaluate construction lending software against your workflow

For credit, loan operations, risk, compliance, and technology teams, a tailored walkthrough can focus on the work that matters to your institution: draw review, supporting information, approval and release controls, core-system fit, and the relationship between the lender portal and the Kunstrux App.

Bring the questions that matter to your lending program. We will show the relevant workflow and identify the implementation details that need to be confirmed for your institution.

See Kunstrux in ActionLearn about Kunstrux

Questions from construction lenders

How is Kunstrux preparing to work with third-party inspectors?

Third-party inspection capabilities are in development to connect inspection information with lender draw review. We will share workflow details and availability as the capability is released.

Does Kunstrux geotag project photos taken in the app?

Geotagged project photos can help lenders compare where a photo was taken with the project site during draw review. Location information depends on the capture workflow and location permissions. It adds review context and does not independently confirm that work is complete.

What can lenders review in the Kunstrux Lender Portal?

Lenders can review draw requests, supporting documents, and phase-level budget information, including requested and approved amounts and displayed balances. Draw revision timestamps, document signature status, and project transaction history provide additional review context. These views support construction loan management decisions while approval authority stays with the institution. Builders can track draw requests and approvals through the connected Kunstrux App.

Does Kunstrux integrate with core banking systems?

Kunstrux integrates with core systems and business processes to improve draw visibility. It is additive to existing operations, not a replacement for the core banking system. Specific availability depends on the institution and implementation. Confirm the supported system, module, and deployment scope during a walkthrough.

Does Kunstrux change a lender's approval authority or funding preferences?

No. Kunstrux is designed to support lender-controlled approvals and funds disbursement while the institution retains its existing policies, approval authority, and funds-flow preferences.

How does the connected app support the borrower experience?

Borrowers can submit draw requests and project documents through the shared Kunstrux mobile app, then track draw approval and access approved funds. Lenders review requests in the connected portal. Trades use the same app to receive payment for approved and verified work through the applicable payment workflow. These connected roles keep communication around the draw process in one controlled environment.

Are there SaaS fees for lenders?

Kunstrux does not charge lenders recurring monthly or annual SaaS subscription fees.

See how construction loan management software can support your construction lending program

Review the lender portal, connected draw workflow, and core-system fit so your team can make informed decisions about construction funding.

See Kunstrux in action Explore the platform